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Why Personal Injury Attorneys are Essential in Trying Negligence Cases

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It can be very disheartening to suffer a personal injury caused solely by another person's negligence. A person deserves compensation if they are unable to live their life normally due to another's careless acts. A person who is injured in an accident will face medical bills, lost wages, pain and suffering, and several other hassles. It is possible to handle these situations without a lawyer, but it is often not a good decision. There are several ways in which a personal injury attorney can benefit the victim of a negligent party.

Fight Fire with Fire. It is often the negligent party's insurance company that handles everything with the victim in a personal injury claim. These companies do what they do in an effort to turn a profit, so they are hardly ever thinking about what is best for an accident victim. They hire entire teams of lawyers just to ensure that they don't have to fully compensate people who are injured by their policyholders. A victim who sustained an injury due to another's negligence doesn't usually fair well against an entire legal team, so it is important that they have a knowledgeable attorney at their side.

Limited Coverage. Most people know that they can save a decent amount of money by only purchasing their state's minimum insurance coverage. If a negligent party has this type of insurance, it can be much more difficult for a victim to secure full compensation. An insurance company only has to pay out the amount of coverage that their policy holder has procured. In many cases, this means a seriously injured victim will not be able to secure full compensation from the insurance company. In these cases, it is necessary to sue the negligent party for the remainder. Accident victims can find dealing with the claim and the lawsuit a daunting task, but it is much more manageable when they have an attorney at their side.

Avoid Court. The majority of accident victims are not experienced trial attorneys, and insurance adjusters are very aware of this fact. They use this to their advantage to make low offers and hope the victim doesn’t have the necessary knowledge to sue for the compensation they deserve. This is far less likely to happen when a person has an attorney. Insurance adjusters know that they will pay far less with a fair settlement than they would with a court decision. This will often persuade the company to make a fair settlement offer rather than risk losing far more in a court decision.

Insurance companies are not created with the intention of saving the world. They are strictly in business to make money, and this often requires providing settlements that are far less than they should be. These companies are also allowed to pay only the amount of coverage that their careless policyholder has, leaving many victims without full compensation. This makes it very important for the victim of a negligent party to acquire the services of an experience personal injury lawyer to ensure that they are fully compensated.

http://www.brandontwilliams.com/DUI.html

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